Your Trusted Financial Partner
By the blessing of our Patron Mother Mary, we take immense pride in our role as a trusted financial institution serving the vibrant community of Udupi, Uttara Kannada and Mangalore and its surroundings. Established with a deep commitment to providing essential cooperative services and fostering financial growth, we’ve been a cornerstone of this community for several years.
Selfless and trusted services are our main moto to reach the needy customers and serve them with a smiling face to make them feel like it’s their own bank/society in terms of financial service. The skilled and enthusiastic staff of our society is always being the reason of growth and customer service. With no time limits we are serving our customers to reach their financial needs.
Deposits
Loans
Higher Rate Of Interest On Deposits
Value Add Service
Financial Services
Our Deposit Plans
Short Term Plans
- 30 DAYS TO 90 DAYS - 7% Interest
- 91 DAYS TO 180 DAYS - 7.5% Interest
- 181 DAYS TO 365 DAYS - 8% Interest
- ABOVE 3 YEARS - 8%
Long Term Investment Plans
- PRAGATHI CASH CERTIFICATE (PCC) - Your Money Doubles in 92 months
- MONTHLY INCOME SCHEME - Interest 9% Exp: (Invest 2,00,000 and get Rs.1500/- Monthly)
- Saving Deposit – 4%
- Recurring Deposit – 10% (One year)
- Pigmy Deposit – 3% p.a
For Fixed Deposit
366 Days to below 3 Years
1001 Days
For Senior Citizen
(above 1 to 3 years)
For Reserve Categories
(for 500 Days)
Value Added Services
- E-Stamping (BOND PAPER) service
- Health card facility
- Pan card service
- RTC (record of rights) availability
- Life and General Insurance: vehicle, health, stock, fire, animal, building etc.
- Money transfer service
- Easy pay with UPI/QR code scan
- E-Collection with IFSC code (Your money can be directly transferred into your account same like Nationalized Bank)
Service Features
- Core accounting system
- RTGS/NEFT Facility
- SMS service
- Door to Door Service
Special RD Scheme
EXPLORE NOW
Variety of Savings and Deposit Accounts
Regular Savings Account
Our Regular Savings Account is made to be your constant financial partner, giving your future objectives a safe starting point. Savour the ease of having your money accessible at all times, reasonable interest rates, and individualised services catered to your specific banking requirements. Set out on the path to independence and financial security right now.
- Interest Earnings: Describe how the account earns competitive interest rates, ensuring your money grows steadily.
- Accessibility: Highlight easy access to funds through ATMs, online banking, and branches for convenient transactions.
- Minimum Balance: Mention any minimum balance requirements and associated benefits or penalties.
- Services and Facilities: List services like online banking, debit card access, chequebook facility, and their advantages.
- Financial Security: Discuss how the account offers a secure place to build savings for emergencies or future goals.
- Liquidity: Highlight the account’s flexibility, allowing you to access funds whenever needed.
- Regular Saving Habit: Emphasize how the account encourages a disciplined saving habit due to its ease of use.
Completely paperless and contactless account opening process
Monthly average balance as low as ₹500
Attractive and exclusive shopping offers
Get Visa Classic Debit Card on request
Multi-city ‘at par’ cheques on request
Indian citizen with valid Aadhaar number and original PAN card
Individual customers of age more than or equal to 18 years
Account opening should be initiated from India only.
Aadhaar should be linked to mobile number which is used for account opening
- Passport-size photograph
- If you have a PAN Card, it is mandatory to provide it while opening your account
- Any one of the following document:
– Aadhaar Card
– Passport
– Voter’s Identity Card (Election Card)
– Permanent and valid driving license with photograph
– Job Card issued by NREGA duly signed by an officer of the State Government
– Letter issued by the National Population Register containing details of name and address.
High-Yield Savings Account
Take off with your financial dreams with our High-Yield Savings Account. Keep your money accessible while taking advantage of the power of high-interest rates. This account is your ticket to more stable and profitable financial growth because of its quick transactions, attractive rates that optimise your savings potential, and secure platform. Increase your income and take charge of your future right now.
- Interest Earnings: Describe how the account earns competitive interest rates, ensuring your money grows steadily.
- Accessibility: Highlight easy access to funds through ATMs, online banking, and branches for convenient transactions.
- Minimum Balance: Mention any minimum balance requirements and associated benefits or penalties.
- Services and Facilities: List services like online banking, debit card access, chequebook facility, and their advantages.
- Financial Security: Discuss how the account offers a secure place to build savings for emergencies or future goals.
- Liquidity: Highlight the account’s flexibility, allowing you to access funds whenever needed.
- Regular Saving Habit: Emphasize how the account encourages a disciplined saving habit due to its ease of use.
Completely paperless and contactless account opening process
Monthly average balance as low as ₹500
Attractive and exclusive shopping offers
Get Visa Classic Debit Card on request
Multi-city ‘at par’ cheques on request
Indian citizen with valid Aadhaar number and original PAN card
Individual customers of age more than or equal to 18 years
Account opening should be initiated from India only.
Aadhaar should be linked to mobile number which is used for account opening
- Passport-size photograph
- If you have a PAN Card, it is mandatory to provide it while opening your account
- Any one of the following document:
– Aadhaar Card
– Passport
– Voter’s Identity Card (Election Card)
– Permanent and valid driving license with photograph
– Job Card issued by NREGA duly signed by an officer of the State Government
– Letter issued by the National Population Register containing details of name and address.
Youth Savings Account
We are pleased to provide our Youth Savings Account, designed specifically for young people aiming to achieve financial independence. This account provides a safe haven to foster fiscal prudence. We enable young people to learn, save, and grow their money properly through streamlined banking, attractive interest rates, and educational materials. Join us in creating a more promising financial future right now.
- Interest Earnings: Describe how the account earns competitive interest rates, ensuring your money grows steadily.
- Accessibility: Highlight easy access to funds through ATMs, online banking, and branches for convenient transactions.
- Minimum Balance: Mention any minimum balance requirements and associated benefits or penalties.
- Services and Facilities: List services like online banking, debit card access, chequebook facility, and their advantages.
- Financial Security: Discuss how the account offers a secure place to build savings for emergencies or future goals.
- Liquidity: Highlight the account’s flexibility, allowing you to access funds whenever needed.
- Regular Saving Habit: Emphasize how the account encourages a disciplined saving habit due to its ease of use.
Completely paperless and contactless account opening process
Monthly average balance as low as ₹500
Attractive and exclusive shopping offers
Get Visa Classic Debit Card on request
Multi-city ‘at par’ cheques on request
Indian citizen with valid Aadhaar number
Anyone below age 18
Account opening should be initiated from India only.
- Identity and address proof of guardian
- Photograph of guardian
- Birth proof of minor
- Declaration from guardian
Senior Citizens Savings Account
Experience the peace of mind that comes with having a reliable banking partner that offers reasonable interest rates and individualised services that are catered to your specific needs. This account, which offers convenient access to money together with other benefits, is made to help you reach your financial objectives and live a worry-free, happy golden age.
- Interest Earnings: Describe how the account earns competitive interest rates, ensuring your money grows steadily.
- Accessibility: Highlight easy access to funds through ATMs, online banking, and branches for convenient transactions.
- Minimum Balance: Mention any minimum balance requirements and associated benefits or penalties.
- Services and Facilities: List services like online banking, debit card access, chequebook facility, and their advantages.
- Financial Security: Discuss how the account offers a secure place to build savings for emergencies or future goals.
- Liquidity: Highlight the account’s flexibility, allowing you to access funds whenever needed.
- Regular Saving Habit: Emphasize how the account encourages a disciplined saving habit due to its ease of use.
Completely paperless and contactless account opening process
Monthly average balance as low as ₹500
Attractive and exclusive shopping offers
Get Visa Classic Debit Card on request
Multi-city ‘at par’ cheques on request
Indian citizen with valid Aadhaar number and original PAN card
Individual customers of age more than or equal to 18 years
Account opening should be initiated from India only.
Aadhaar should be linked to mobile number which is used for account opening
- Passport-size photograph
- If you have a PAN Card, it is mandatory to provide it while opening your account
- Any one of the following document:
– Aadhaar Card
– Passport
– Voter’s Identity Card (Election Card)
– Permanent and valid driving license with photograph
– Job Card issued by NREGA duly signed by an officer of the State Government
– Letter issued by the National Population Register containing details of name and address.
FAQs
A Savings Account is a financial tool offered by banks to help save money and earn interest on the same. Since you have 24×7 access to your savings account, you can deposit your money anytime and withdraw it whenever you need funds, making it a completely liquid savings instrument. A regular savings account is a basic account designed for everyday saving purposes. It typically offers a modest interest rate and allows easy access to funds.
Monthly maintenance fees may apply if the minimum balance requirement is not met. Refer to our fee schedule for details.
Regular Savings Accounts provide benefits such as:
- Interest earnings on deposited amounts.
- Easy access to funds through ATMs, online banking, and branches.
- Flexibility in depositing and withdrawing money.
- Encouragement for building a saving habit.
The interest rate on our high-yield savings account is currently [X]% APY (Annual Percentage Yield). Rates are subject to change based on market conditions.
Our youth savings account is available for individuals under the age of 10 to 18
For minors, parental supervision and consent are typically required for account opening and certain transactions, ensuring a secure banking experience.
We provide online modules, workshops, and materials designed to educate young account holders about saving, budgeting, and the importance of financial planning.
Customers aged 60+ (depending on your bank’s policy) are eligible for our senior citizen’s savings account.
Our bank provides personalized assistance, priority service lines, and special financial planning resources for senior account holders.
Housing Loan
For construction of New House, Apartments, Buildings, Renovation of existing building, Purchase of Shops or to Invest in Real Estate purpose, we provide you easy instalment repayable at 60, 72, 84 & 120 months. Up to 50 Lakhs.
Up To 50 Lakh For Maximum 120 Installments
Documents required for Housing Loan:-
- 2 Surety – (SB a/c with Mother Mary Society)
- Land Valuation Report
- Building Valuation Report
- Legal Advisor’s Report
- Encumbrance Certificate
- Record of Rights
Identity Proof :–
- Driving License Xerox
- Voter ID Xerox
- Ration Card Xerox
- Aadhar Card Xerox
- 3 passport size photo
Business Loan
Our business loans are made with flexible terms and affordable interest rates to enable you to get the funding your company needs. Take advantage of the freedom and flexibility to further your company’s expansion and realise your dreams of becoming an entrepreneur.
Up To 10 Lakh For Maximum 84 Installments
Documents required for Business Loan:-
- 10% FD on loan amount.
- 3 passport size photo.
- Driving License Xerox
- Aadhar Card Xerox
- Ration Card Xerox
- Voter ID Xerox
Identity Proof :–
- 2 Surety – (SB a/c with Mother Mary Society)
- Latest 2 months Salary Slip.
- LIC Assignment (Statement of Surrender value)
Vehicle Loan
We provide Spot Loan facility to our customers for purchase of Bike, Scooter, Auto-Rickshaw, Car, Truck, JCB etc., with easy documentations.
Rate of Interest: 12.50% (Reducing Interest) For new Vehicle
Documents required for Vehicle Loan:-
- 3 passport size photos
- Vehicle Quotation.
- Identity Proof
- Driving License Xerox
- Voter ID Xerox
Identity Proof :–
- 2 Surety – (SB a/c with Mother Mary Society)
- Ration Card Xerox
- Aadhar Card Xerox
Personal Loan
Utilise our specialised personal loan choices to obtain the money you require. Our personal loans, which are specifically designed to fulfil your individual financial requirements, come with flexible terms and low rates, giving you the financial independence you deserve.
Up To 2 Lakh For Maximum 60 Installments
Documents required for Personal Loan:-
- 10% FD on loan amount.
- 3 passport size photo.
- Driving License Xerox
- Aadhar Card Xerox
- Ration Card Xerox
- Voter ID Xerox
Identity Proof :–
- 2 Surety – (SB a/c with Mother Mary Society)
- Latest 2 months Salary Slip.
- LIC Assignment (Statement of Surrender value)
Home Appliance Loan
With flexible terms and attractive rates, our specially designed home appliance loans provide you the financial freedom to outfit your house with the newest gadgets. Get the flexibility to easily and conveniently modernise your living area, resulting in a very cosy and useful house.
70% On Quotation Value Maximum 24 Installments
Documents required for Home Appliance Loan:-
- 3 passport size photos
- Vehicle Quotation.
- Identity Proof
- Driving License Xerox
- Voter ID Xerox
Identity Proof :–
- 2 Surety – (SB a/c with Mother Mary Society)
- Ration Card Xerox
- Aadhar Card Xerox
Foreign Employment Loan
With flexible terms and affordable rates, our employment-related loans are designed specifically to help you pursue possibilities overseas. Get the funding you need to start your foreign career path. This will help to ensure a smooth transfer and free up your time to concentrate on your goals and professional development in a new setting.
Up To 10 Lakh For Maximum 60 Installments
Documents required for the Loan:-
- 10% FD on loan amount.
- 3 passport size photo.
- Driving License Xerox
- Aadhar Card Xerox
- Ration Card Xerox
- Voter ID Xerox
Identity Proof :–
- 2 Surety – (SB a/c with Mother Mary Society)
- Latest 2 months Salary Slip.
- LIC Assignment (Statement of Surrender value)
Mortgage Loan
Whether you’re hoping to invest in real estate, buy your first house, or refinance, our selection of mortgage loans offers affordable rates and flexible terms. We’re here to help, offering specialised solutions based on your budget and the knowledge and assistance required to turn your aspirations of becoming a homeowner into a reality.
Up To 50 Lakh For Maximum 180 Installments
Documents required for the Loan:-
- 3 passport size photos
- Vehicle Quotation.
- Identity Proof
- Driving License Xerox
- Voter ID Xerox
Identity Proof :–
- 2 Surety – (SB a/c with Mother Mary Society)
- Ration Card Xerox
- Aadhar Card Xerox
Overdraft Loan
Use our overdraft loan service to get access to a safety net for your financial needs. Our overdraft loans are made with ease and flexibility in mind, giving you the power to cover unforeseen costs or temporarily close any gaps in your funds. This revolving credit line offers you the guarantee of quick access to money whenever you need them, thanks to its competitive rates and customizable limitations.
Up To 2 Lakh For 1 Year With Renewal Facility
Documents required for the Loan:-
- 10% FD on loan amount.
- 3 passport size photo.
- Driving License Xerox
- Aadhar Card Xerox
- Ration Card Xerox
- Voter ID Xerox
Identity Proof :–
- 2 Surety – (SB a/c with Mother Mary Society)
- Latest 2 months Salary Slip.
- LIC Assignment (Statement of Surrender value)
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CONTACT US
We’re here to assist you. Please feel free to reach out to our dedicated team with any questions, concerns, or inquiries you may have
Personal Loans Personal loans are versatile and can be used for various purposes, such as home renovations, medical expenses, or debt